TRUMP-50-YEAR-MORTGAGE -- Chart. This AP digital embed chart shows the payment schedule for a 30-year fixed-rate mortgage against a hypothetical 50-year fixed-rate mortgage like that proposed by President Donald Trump as a way for homeowners to lower costs. The scenario involves a home price of $415,200 with a 10% down payment and a 6.2% interest rate on a $373,680 mortgage. A 50-year mortgage would lower a borrower's monthly payments but could dramatically increase their total interest paid. It would also delay equity accumulation compared to a 30-year mortgage. This chart is current as of Nov. 11, 2025, and will not update. Source: AP analysis of Fannie Mae data; National Association of Realtors.
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